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Athens Health Insurance

More than half of the residents in Georgia carry a health insurance policy with their employer—54%. Those who have Medicaid make up 13% of the population and 9% have Medicare. The people who are uninsured make up 18% of the Georgia population. The individuals who are having a hard time with obtaining health insurance due to preexisting health conditions are not offered a high-risk pool alternative. Medicaid is available for children under 18, pregnant women and the disabled; income requirements have to be met to qualify.

Although Georgia's health care is doing well with pain management and has had increased mobility in home health care patients, there is some room for improvement in the state's health care system. The U.S. Department of Health and Human Services has declared improvements needs to be made in the waiting time Medicare managed care residents have to endure to receive health care.

Health Insurance Options in Athens, GA

If you find yourself having problems with finding health insurance with traditional health insurance companies, there may be some other options for you. Recently lost a job? You can receive COBRA (Consolidated Omnibus Budget Reconciliation Act); this will give you extended coverage from the health plan you had through your employer. COBRA offers you some lead way until you can find another policy to cover you and your household.

Some private companies can also be used, such as AETNA and Blue Cross Blue Shield of Georgia. These two offer high-risk insurance policies, so if you have preexisting health problems that are keeping you from getting coverage, these may be your alternative. These policies are more expensive than regular policies and sometimes include preexisting riders on your policy, which means that you will be required to wait between one to two years before you receive coverage for your health conditions.

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